Privacy Policy
Welcome to LifeBalance365
At LifeBalance365, we respect and value your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or engage with us in other ways. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.
Last Updated: March 7, 2025
Information We Collect
We collect several types of information, including:
Personal Identification Information:
Name, email address, phone number, address, date of birth, financial information necessary for insurance applications, and other similar contact data.
Technical Information:
IP address, browser type, operating system, and browsing habits through cookies and similar technologies.
Usage Data:
Information about how you interact with our website, such as pages visited, time spent, and features used.
Transaction Information:
If you make purchases or enter into financial transactions with us, we collect your payment details and related transaction information.
Business Information:
For business protection services, we may collect information about your business structure, key personnel, and valuation details.
Family Information:
Number of children, ages, and other family details relevant to insurance and financial planning services.
How We Use Your Information
We may use the information we collect for the following purposes:
To provide and maintain our financial and insurance services.
To process insurance applications and conduct needs analysis
To improve user experience and website functionality.
To process transactions and fulfill service requests.
To communicate with you regarding your policies, updates, promotions, or other information relevant to your engagement with us.
To comply with regulatory requirements and legal obligations.
To provide ongoing service and support for your financial protection plans.
How We Use Your Information
Service Providers:
We may share your information with insurance carriers, financial institutions, and other third-party service providers to facilitate the services you request.
No Mobile Information Sharing:
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Legal Obligations:
We may disclose your information when required by law in response to subpoenas, court orders, or legal processes.
Regulatory Compliance:
As a financial services provider, we may share information as required by state insurance departments and other regulatory bodies.
Business Transfers:
If our company is involved in a merger, acquisition, or sale of all or a portion of its assets, your information may be transferred as part of that transaction.
Data Security
We are committed to protecting your personal information. We use industry-standard security measures to safeguard your data from unauthorized access, alteration, or destruction. However, no data transmission over the internet can be guaranteed as 100% secure, and we cannot ensure or warrant the security of any information you transmit to us.
As a financial services provider, we maintain additional security measures in compliance with industry standards and regulations regarding sensitive financial information.
Cookies and Tracking Technologies
We use cookies and similar tracking technologies to enhance your experience on our website. Cookies help us remember your preferences, improve site performance, and analyze user behavior. You may choose to disable cookies in your browser settings, but doing so may affect certain functionalities of our site.
Your Rights
Depending on your location, you may have certain rights regarding your personal data, including:
The right to access, correct, or delete your personal information.
The right to object to or restrict the processing of your data.
The right to withdraw consent for data processing where consent is the legal basis.
The right to request a copy of your data in a portable format.
The right to be informed about how your data is being used.
Retention of Information
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. For insurance and financial services clients, we maintain records in accordance with state insurance regulations and other applicable laws.
Children's Privacy
Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can take appropriate steps.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.
Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
Email: [email protected]
